Regular bonus rates
Bonus interest is a regular bonus which increases your investment's value over time.
We review the rates once a year but we may change them mid-year if investment conditions
change significantly. We add bonus interest to your investment by increasing the
unit price of the Offshore With-Profits (OWP) Fund throughout the coming year. The
bonus is quoted after the annual management charge has been taken.
If you have made an additional OWP investment, this may have a different bonus interest
rate to your original investment, as it may be invested in a different OWP range.
If you are unsure which OWP rates apply to your investment, you can find these details
on your policy certificates or your latest valuation statement.